Welcome to M.Rafiq & Co.("Company", "we", "our", or "us"). These Terms of Service ("Terms") govern your access to and use of our website, products, services, and any information made available through our website. By accessing or using this website, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree with these Terms, please refrain from using our website.
1. About M.Rafiq & Co.
Established in 1970 by Mr. Mohd. Rafiq in Delhi, India, M.Rafiq & Co. is one of Asia's leading manufacturers of premium imitation zari.
For over five decades, we have specialized in manufacturing high-quality imitation zari in a wide range of colors, finishes, and widths for customers across India and international markets. Our commitment to quality, innovation, and customer satisfaction has earned us the trust of wholesalers, exporters, manufacturers, and businesses worldwide.
2. Eligibility
By using this website, you confirm that:
- You are at least 18 years of age or are legally authorized to enter into binding contracts under applicable laws.
- You are using this website in compliance with all applicable laws and regulations.
- All information provided by you is accurate and complete.
3. Products & Services
M.Rafiq & Co. manufactures and supplies premium imitation zari for textile, embroidery, fashion, decorative, and industrial applications.
While we strive to ensure that all product information is accurate, slight variations may occur due to:
- Manufacturing processes
- Dyeing variations
- Product finishing
- Photography and lighting
- Screen display settings
- Packaging updates
Such variations shall not be considered manufacturing defects.
We reserve the right to modify product specifications, improve product designs, update packaging, or introduce/discontinue products without prior notice.
4. Product Availability
All products displayed on the website are subject to availability.
Availability shown on the website does not guarantee immediate dispatch or supply. Certain colors, widths, or specifications may require manufacturing time before dispatch.
5. Pricing
Unless otherwise stated:
- All prices are displayed in Indian Rupees (INR).
- Prices are subject to change without prior notice.
- Taxes, shipping charges, customs duties, insurance, and other applicable charges are additional unless specifically mentioned.
For bulk and export orders, customized quotations may differ from website pricing.
6. Quotations
Price quotations provided by M.Rafiq & Co.:
- Are valid only for the period specified.
- May vary based on quantity, specifications, customization, and market conditions.
- Do not constitute a binding agreement until formally accepted by both parties.
7. Orders
Placing an order or requesting a quotation does not guarantee acceptance.
M.Rafiq & Co. reserves the right to accept or reject any order, refuse service, limit product quantities, or cancel orders due to pricing errors, stock shortages, manufacturing limitations, payment issues, or suspected fraudulent activity.
If payment has already been received for a cancelled order, any eligible refund will be processed through the original payment method unless otherwise agreed.
8. Minimum Order Quantity (MOQ)
Certain products, custom colors, customized widths, and export orders may be subject to Minimum Order Quantity (MOQ) requirements. MOQ, pricing, and production timelines will be communicated before order confirmation.
9. Custom Manufacturing
M.Rafiq & Co. offers customized manufacturing solutions, including Custom Colors, Custom Widths, Special Finishes, and Bulk Manufacturing.
Because these products are manufactured specifically for the customer, they cannot be cancelled, returned, or exchanged once production has commenced unless a manufacturing defect exists.
10. Payments
We accept payment through the methods displayed on our website or agreed upon during order confirmation. By making payment, you confirm that you are authorized to use the payment method, payment information provided is accurate, and funds used are legally available. Orders may not enter production until payment or agreed advance payment has been received.
11. Shipping & Delivery
We make every reasonable effort to dispatch products within the estimated timeframe. However, delivery timelines are estimates only. Delays may occur due to weather conditions, public holidays, courier delays, transportation issues, customs clearance, government regulations, or force majeure events. We shall not be liable for delays caused by circumstances beyond our reasonable control.
Risk in the goods passes to the customer upon successful delivery to the shipping address or carrier.
12. Export Orders
International customers are responsible for import duties, customs clearance, local taxes, government approvals, and compliance with their country's import regulations. M.Rafiq & Co. is not responsible for delays or costs arising from customs procedures in the destination country.
13. Product Samples
Samples may be available upon request. Sample availability, pricing, shipping charges, and delivery timelines may vary depending on product type, quantity, and destination. Sample requests do not guarantee future product availability.
14. Cancellation, Returns & Refunds
Orders may be cancelled before dispatch by contacting our sales team. Once an order has been dispatched, cancellation requests may not be accepted.
Customized products, made-to-order products, and specially manufactured items are generally non-returnable and non-refundable unless the product received is defective, incorrect goods were supplied, or the product was damaged during transit.
15. User Responsibilities
You agree not to use the website for unlawful purposes, misrepresent your identity, attempt unauthorized access to our systems, upload malicious software or harmful code, disrupt website functionality, misuse product information, or copy website content without permission.
16. Intellectual Property
Unless otherwise stated, all content on this website (logos, product photographs, product descriptions, website design, graphics, icons, text, videos, catalogues, technical documents, trademarks) is the exclusive property of M.Rafiq & Co. No material may be copied, reproduced, distributed, published, modified, translated, or commercially used without prior written permission.
17. Website Accuracy
While we strive to keep all information accurate and updated, we do not guarantee that product information is error-free, prices remain unchanged, website availability will be uninterrupted, or technical errors will never occur. We reserve the right to correct errors without prior notice.
18. Limitation of Liability
To the fullest extent permitted by law, M.Rafiq & Co. shall not be liable for indirect damages, incidental damages, consequential damages, loss of business, loss of profits, data loss, production delays, or business interruption. Our maximum liability shall never exceed the amount actually paid for the specific product giving rise to the claim.
19. Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, store, and protect your personal information.
20. Third-Party Links
This website may contain links to third-party websites for your convenience. M.Rafiq & Co. does not control or endorse third-party websites and is not responsible for content, products, services, security, or privacy practices. Users access third-party websites at their own risk.
21. Force Majeure
M.Rafiq & Co. shall not be liable for failure or delay in performing its obligations where such failure or delay results from events beyond reasonable control (natural disasters, floods, fires, pandemics, government restrictions, labor strikes, war, civil disturbances, transportation disruptions, power failures). Delivery schedules and contractual obligations may be reasonably extended during such events.
22. Business Use
Our products are primarily intended for Manufacturers, Exporters, Wholesalers, Retailers, Textile Businesses, and Fashion Industry Professionals. Information provided on this website is intended for commercial and business purposes unless otherwise specified.
23. Changes to These Terms
We reserve the right to modify or update these Terms of Service at any time. Updated versions will be published on this page together with the revised Effective Date. Continued use of the website after such changes constitutes acceptance of the revised Terms.
24. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India. Any disputes arising from these Terms or your use of this website shall be subject to the exclusive jurisdiction of the competent courts in Delhi, India, unless otherwise required by applicable law.
25. Contact Us
If you have any questions regarding these Terms of Service, please contact us:
Acknowledgement: By accessing or using this website, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service.
Last Updated: August 9, 2026